Let's say you have the following expenses:
- Car note
- Monthly utilities
- Credit card payments
Your goal is to pay all above and have a surplus.
Pay the bills as you receive them. (Many business accept online payments)
Try this web site: http://www.magicjack.com/plus
This is a great web service. I use it and call local and long distance.
Try this web site: http://www.roku.com/
This web site offers information about its modem as an alternative to cable.
Try this web site: http://www.hulu.com/plus
This we site offers the programs available to its subscribers.
I use all three . I was able to eliminate my phone bill, and slice my cable bill in half.